Add your sellers
Create a seller for each merchant on your marketplace, with their payout account. They never need a VultPay login.
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Your buyers pay into VultPay escrow. You release each payment to your seller by API when the order is done, and take your commission at the same time. You never hold the money.
Create a seller for each merchant on your marketplace, with their payout account. They never need a VultPay login.
Your server creates the deal and sends the buyer to VultPay checkout. The money is held in escrow, never by you.
When the order is done, release, refund or split it with one call. Your commission is paid to you at release.
Release, refund or split each deal by instruction. If a deal waits past your hold cap (30 days unless you set longer), VultPay steps in and decides it, so money never sits forever.
A buyer's dispute gives you a response window to settle it. If you don't, VultPay's reviewers take it, with evidence from both sides.
Add a fixed amount or a rate to each deal. It comes out of your seller's share, after VultPay's fee, and is paid to your account.
Verify a seller by BVN, NIN or CAC lookup, or send them a verification link. Charged only when a check succeeds, from the seller's first payout.
Signed webhooks for funding, release, refunds, disputes, the buyer's confirmation and the hold cap, with retries and a delivery log.
Test keys create test deals that move only simulated money, so you can build the whole flow before going live.
No monthly fee and no setup fee. VultPay's fee comes out of your seller's share at release, never from your buyer or your commission. Buyers pay the card or transfer processing fee at checkout. Larger volumes can agree a lower rate with us.