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Escrow payments for Nigeria

Get paid safely, every time. Confam.

VultPay holds your buyer's money in escrow until you deliver - so cautious buyers finally press pay. No fake alert, no chargebacks, no chasing.

  • Naira-only
  • Card payments
  • Free to start
How it works · three checks

Stranger's doubt in. Paid order out.

Three confirmations stand between a nervous buyer and money in your bank. Nobody has to trust anybody.

Money Confam

Create a link and share it to WhatsApp in one tap. The buyer pays into escrow - it never touches your account until you deliver. No fake alert.

Delivery Confam

You deliver, and upload proof if you like - tracking, a photo, a milestone sign-off. The buyer confirms, or the clock releases the money to you.

Payout Confam

Funds settle to your bank the moment they're released. Automatic. If anything goes wrong, clear-cut disputes are resolved automatically, often within minutes; anything that needs a person is decided within 3 business days.

See it in action

Create a payment link in under a minute.

Set the amount, say what the deal is for, add your buyer, and share. No sound needed; every step is captioned.

  1. 1Set the amount
  2. 2Say what the deal is for
  3. 3Add your buyer
  4. 4Share it, anywhere
The trust tax

How much is hesitation costing you?

Every buyer who's been ghosted once now hesitates before paying anyone - including you. Move the sliders and see the sale you're quietly losing, and what escrow wins back.

Sales you lose to hesitation / month
₦882,000
With escrow, recovered every month
₦529,200
That's ₦6,350,400 a year back in your pocket.

Illustrative model - assumes ~60% of hesitant buyers go through once payment is protected. Your numbers will vary; the point is the tax is real.

Why sellers switch

Built to win the sale you keep losing.

No more fake alert

Money is confirmed and locked before you ship. The Photoshopped “payment successful” screenshot stops working on you for good.

Start today, no wall

Sign up and send a real link in minutes. Collect up to ₦100,000 a deal with zero paperwork - verify later to raise your limits.

Speaks your language

Naira-only, card - in English or Pidgin. Built for how Nigeria actually sells online.

Only on VultPay

Milestones & group funding

Stage a big job and get paid per milestone, or let several buyers split-fund one order - fixed price or fundraiser. No other Nigerian escrow ships all three.

Pricing

Simple pricing. No surprises.

The buyer pays the deal amount plus a small processing fee. The seller pays a small escrow fee, only when the money is released. Nothing to pay to sign up.

  • No setup or monthly fees
  • Disputes are free for both sides
  • Every fee shown before anyone pays
What are you selling?
Loading today's rates…
Questions? Confam answers.

Frequently asked

How does escrow actually protect me?

When your buyer pays, the money lands in a safeguarding account with our partner bank - not the seller's pocket. It's only released once the buyer confirms delivery (or the auto-release clock runs out). Buyer can't get ghosted, seller can't get faked.

What if the seller doesn't deliver?

Nothing leaves escrow until delivery is confirmed, so there's nothing to chase. If it goes sideways, either side opens a dispute for free and the money stays locked until it's sorted.

Is my money safe with VultPay?

Your money sits in a safeguarding account, separate from the seller, and only moves on confirmed delivery or a resolved dispute - never on a screenshot. Every naira that moves is tracked.

What does it cost?

No setup fees, no monthly fees, and disputes are free for both sides. There's a small escrow fee (the seller covers it by default) and a payment processing fee at checkout - all shown in full before anyone pays. Slide the calculator above for your exact figures.

How does the buyer pay?

By card or bank transfer. Every fee is shown up front, and the buyer pays once at checkout.

How fast do I get paid?

The second funds are released, they settle straight to your bank - no manual withdrawal, no waiting. Release happens when the buyer confirms, or when the auto-release window closes.

What if there's a dispute?

Clear-cut cases are resolved automatically, often within minutes. Anything that needs a person is decided within 3 business days, and a decision can be appealed once before the money moves.

Do I need a registered business or documents?

Nope. Sign up and send a real payment link in minutes, and collect up to ₦100,000 per deal with zero paperwork. Verify your identity later to raise your limits.

Can I use it for big jobs or group orders?

For sure. Stage a big job and get paid per milestone, or let several buyers split-fund one order - fixed-price or fundraiser. No other Nigerian escrow ships all three.

Still curious? Read the guides.

“A buyer got burned by someone else - paid for clothes that never came, got ghosted. Now she double-checks before she pays anyone. With escrow, her money stays safe till I deliver - so she trusts me, and I keep the sale.”
The trust tax, in one sentence
Free to start

Start selling with confidence.

Create your first protected payment link in minutes.